My investment record (43) August-2019

The estimated holding period return for KLCI in the  Aug-2019 is -1.09%  (with dividend included). Holding Period return for my portfolio, is -2.18%. Total holding period return for my portfolio since the inception is 19.8%, annualized to be 2.61%, this underperform KLCI total return of 23.19% (annualized, 3.02%) 

Trading Activities
1. Addition of AmBank (1015)
2. Addition of RHB (1066)
3. Addition of HLFG (1082)
The banking stocks were dumped by the investor in anticipating of another round of OPR cut by BNM, despite the fact that their earning remain strong with PE less than 10, and dividend yield getting attractive which range from 3-5%. 

4. Reduce Holding of BJToto (1562)

Stock with good dividends, however, the price at a recent peak with limited upside potential (as government reduces the number of special draws). Sell some to place the bet on alternative choices

5. Buying Heineken Malaysia (3255)

I was looking into buying some consumer stock for my portfolio, then I came across Heineken Malaysia with good dividend yield, but price cheaper compare to its rival (Carlsberg). 

6. Addition of Takaful (6139)

The good stock recently falls from its recent peak, however, bought it too soon. Should have wait till end of the month where its price dropped further. 

7. Addition of Padini(7052)
Company in a apparel industry under good management, and it seldom sell cheap

8. Buying of RCE Capital (9296)

 Although it dealing with the most riskier sector of the loan (consumer credit and personal loan), its target customer base (mainly government servant) provide them enough buffer. I continue buying at a low P/E ratio. Its recent financial performance show increasing revenue and profit, which is a good sign.